Science Meets Advocacy: Achieving a $100,000 Policy Limits Settlement for a Surgery-Exacerbating Car Crash
This policy limits settlement offer was obtained even though our client was previously scheduled for a surgery that we claimed was exacerbated as a result of the case. We looked at the issues and the medical problem and were able to dive deep into the science to identify the mechanisms that would be worsened as a result of the clients car crash to allow for a high quality outcome.
Challenges
- The client had a pre-scheduled surgery, which made it challenging to attribute the full extent of their medical issues to the car crash.
- Establishing a clear causal link between the crash and the exacerbation of the client’s existing condition required robust medical evidence.
- Convincing the opposing party to acknowledge the exacerbation’s significance and agree to a policy limits settlement.
Solution
- Conducted an in-depth analysis of the client’s medical records and consulted with medical experts to pinpoint the mechanisms through which the car crash exacerbated the client’s condition.
- Utilized advanced scientific reasoning and expert testimony to demonstrate how the crash contributed to the worsening of the pre-existing condition, making the need for surgery more urgent or impactful.
- Presented a well-substantiated case that emphasized the connection between the crash and the client’s worsened medical state, ensuring the insurer recognized the claim’s strength.
- Focused negotiations on the value of the exacerbation, leveraging the evidence to achieve a policy limits settlement.
The Result
- Secured a $100,000 policy limits settlement offer, ensuring the client received maximum compensation under the policy.
- Demonstrated the firm’s ability to analyze complex medical issues and leverage scientific evidence to support the client’s claim.
- Achieved a favorable outcome that accounted for the exacerbation of the client’s pre-existing condition, delivering justice and fair compensation.